一、保障范围

shengshuzaikundegaodengxuexiao、suoshukeyanyuansuo（yixiajiancheng“gaodengxuexiao”）zhongjieshouputonggaodengjiaoyudequanrizhibenzhuankesheng、feizaizhiyanjiusheng（yixiajiancheng“daxuesheng”），zaiyunnanshengyiliaobaoxianjijinguanlizhongxin（yixiajiancheng“shengyibaozhongxin”）canbao。

二、筹资水平

（yi）shengshuzaikundegaodengxuexiaodaxueshengmeirenmeinianjibenyiliaobaoxianchouzishuipingwei80yuan。buzhuhejiaofeibiaozhunwei：

1.yuanxiangshougongfeiyiliaodedaxueshengjibenyiliaobaoxianfeimeixuenianrenjunshengcaizhengbuzhu80yuan，gerenbujiaofei。

2.weixiangshougongfeiyiliaodedaxueshengjibenyiliaobaoxianfeimeixuenianrenjunshengcaizhengbuzhu40yuan，suozaigaodengxuexiaobuzhu30yuan，gerenjiaofei10yuan。

yuanxiangshougongfeiyiliaodedaxueshengzhi：anyuanxiangshougongfeiyiliaodeguiding，guojiazhengshixiaozhunshezhideputonggaodengxuexiao（buhanjunshiyuanxiao）jihuaneizhaoshoudeputongbenzhuankezaixiaoxuesheng、yanjiusheng（buhanweituopeiyang、zifei、ganbuzhuanxiuxuesheng）。

（er）gulidaxueshengziyuancanjiabuchongyiliaobaoxian，buchongyiliaobaoxianfeiyoudaxueshenggerenmeixueniananbudiyu50yuanjiaona。

三、参保登记

（yi）daxueshengchishenfenzheng、xueshengzhengdengyouguanziliao，zaibenxiaotianxie《yunnanshengchengzhenjuminjibenyiliaobaoxian（daxuesheng）canbaoshenqingdengjibiao》，banlicanbaodengjihejiaofeishouxu。

（er）gaodengxuexiaoduiyishangziliaohe《dengjibiao》neirongjinxingshenhe；bingjiangcaijidecanbaoxinxiluruyiliaobaoxianxinxicaijixitong。

（san）yibaozhongxinyijucanbaoxinxishengchengjiaofeiqingce，tongzhigaodengxuexiaoanjiaofeiqingcedaishougerenyingjiaodejibenyiliaobaoxianfei。

（si）yiliaobaoxianfeijingyibaozhongxinshenhewuwuhou，youkaihuyinxinghuarucaizhengzhuanhu，bingyouyinxingxianggaodengxuexiaochuju《yunnanshengshehuibaoxianfeijiaokuanshouju》。

（wu）shengshehuibaozhangkazhizuofaxingzhongxingenjucanbaoxinxi，zhizuo《zhonghuarenmingongheguoshehuibaozhangka》（yixiajiancheng“shehuibaozhangka”），jiaoyousuozaigaodengxuexiaofafang。

四、待遇水平

shengshuzaikundegaodengxuexiaozhixingyixiadaiyubiaozhun：

（yi）daxueshengjibenyiliaobaoxianjijinzhuyaoyongyuzhifuzhuyuan、putongmenzhenheteshubingmenzhenyiliaofeiyong；buchongyiliaobaoxianzhuyaoduizhuyuanhemenzhenteshubingyiliaofeiyongjinxingbuzhu。

（er）daxueshengjibenyiliaobaoxiandeyaopinmulu，zhenliaoxiangmujifuwusheshibiaozhunanzhaoyunnanshengchengzhenjuminjibenyiliaobaoxianyouguanguidingzhixing。

（san）canbaohoubanlilexiuxue、tuixueshouxudedaxuesheng，zaicanbaoshixianneifashengdeyiliaofeiyong，renganyouguanguidingbaoxiao。

（si）zhuyuanyiliaodaiyu

1.qifubiaozhun

xuenianneidiyicizhuyuan：yijiyiliaojigou100yuan，erjiyiliaojigou200yuan，sanjiyiliaojigou300yuan；diercizhuyuanqifufeijianban；disanci（han）yishangzhuyuandebuzaijiaonaqifufei。

2.zhuyuanqijianfashengdeteshujiancha、teshuzhiliaoheyileiyaopingerenxianzifu10％；ruoshiyongleyaopinmuluyiwaideqiangjiuyaopinshi，yousuozaidingdianyiliaojigoushenpibeianhoufangkeshiyong，yaopinfeiyougerenxianzifu40％。

3.baoxiaobilihezuigaozhifuxiane

（1）jibenyiliaobaoxian

xueniannei，fuhejibenyiliaobaoxianbaoxiaofanweineidezhuyuanyiliaofeiyongbaoxiaobiliwei60％；tongchoujijinzuigaozhifuxianewei1.6wanyuan。

（2）buchongyiliaobaoxian

xueniannei，zaicanjiajibenyiliaobaoxiandetongshi，youcanjialebuchongyiliaobaoxiandedaxuesheng，fuhejibenyiliaobaoxianbaoxiaofanweineidezhuyuanyiliaofeiyongbaoxiaobilitigaodao90％；buchongyiliaobaoxianzhifuxianeshangbufengding，bingchengdanyiwaishanghaishigu、jibingshengu10000yuandepeifuzeren，chengdanyiwaishangcanandengjizuigao10000yuandepeifuheyiwaishanghaimenzhenfeiyong100yuanyishang5000yuanyinei90％depeifuzeren。

（wu）menzhenyiliaodaiyu

1.putongmenzhen

menzhenyiliaofeitongchoubiaozhunzandingweimeirenmeixuenian30yuan，youshengyibaozhongxinandaxueshengcanbaorenshuhuaruxiaoyiyuan（yiwushi）baoganshiyong。baoganfeiyongjieyuzai10％yineideguixiaoyiyuan（yiwushi），jieyuchaoguo10％defeiyongyouyibaozhongxinshouhui；ruoxuenianneifashengchaozhibufenyoushengyibaozhongxinfudan30％，gaodengxuexiaofudan70％。

2.teshubingmenzhen

（1）exingzhongliu（menzhenfang、hualiao）、manxingshengongnengshuaijie（menzhentouxi）、qiguanyizhi（shuhoukangpaiyi）、xitongxinghongbanlangchuang、zaishengzhangaixingpinxueteshubingmenzhenfashengdeyiliaofeiyong，qifuxianyishangfeiyongbaoxiaobilihezuigaozhifuxianeyuzhuyuandaiyuyizhi。

（2）huanteshubingdedaxuesheng，youbenrenxiangjiuduyuanxiaotichushumianshenqing，jingshengyibaozhongxinanguidingchengxushenhehoufaji《teshubingjiuzhenka》，chiyou《teshubingjiuzhenka》dedaxueshenghuanzhe，fangkexiangshouxiangyingdeteshubingyiliaodaiyu。

（liu）youxialieqingkuangzhiyide，suofashengdeyiliaofeiyong，jibenyiliaobaoxianjijinhebuchongyiliaobaoxianzijinbuyuzhifu：

1.jibenyiliaoyaopinmulu、zhenliaoxiangmuhefuwusheshibiaozhunyiwaidefeiyong（jijiuchuwai）。

2.jiankangtijian、jihuamianyi、yufangbaojian、jiankangjiaoyudenggonggongweishengfuwudefeiyong。

3.weibanlizhuanzhenzhuanyuanshenpibeianshouxu，zixingwaichujiuyideyiliaofeiyong。

4.zhengxing、meirong、xujiu、xidu、dajiadouou、zishazican、zifendengweifafanzuixingweisuozhideyiliaofeiyong。

5.anyouguanguidingbuyuzhifudeqitafeiyong。

五、就医管理和费用结算

（yi）gaodengxuexiaoanzhaojiujinjiuyideyuanzexuanzeyizhierjiadingdianyiliaojigou（buhanxiaoyiyuan），zuoweibenxiaodaxueshengxiaowaizhuyuandedingdianyiliaojigou。

（er）gaodengxuexiaoxiaoyiyuan（yiwushi）fuzedaxueshengputongmenzhen，wuxiaoyiyuandegaodengxuexiaoyouyibaozhongxinzhidinglinjinshequweishengfuwuzhongxinqianshuxieyi，weidaxueshengtigongputongmenzhenjizhenyiliaofuwu。

（san）daxueshengpingshehuibaozhangkahexueshengzhengdaozhidingdedingdianyiliaojigoujiuyi，suofashengdezhuyuanheteshubingmenzhenyiliaofeiyong，anguidingyingyougerenfudandefeiyongyougerenzhifu，yingyoutongchoujijinhuobuchongyiliaobaoxianzhifudefeiyong，youyibaozhongxinyudingdianyiliaojigouzhijiejiesuan。

（si）daxueshengzaijiaqi、shixi、xiuxueqijianyinjiweizhongzhengxuyidizhuyuanzhiliaode，yuanzeshangzaidangdiyibaodingdianyiliaojigoujiuyi，bingzaiyizhouneitongguojiuduyuanxiaoxiangyibaozhongxinbeian，suofashengdeyiliaofeiyongxianyougerenquanedianfu，yiliaozhongjiehouyoujiuduyuanxiaotongyidaoyibaozhongxinanguidingbaoxiao；menzhenfeiyongyoujiuduyuanxiaoyiliaojigouanguidingbaoxiao。

（wu）fashengwuzerenrendeyiwaishanghaishi，qifeiyongkepingdingdianyiliaojigouzhenduanzhengminghejiuduyuanxiaochujudexiangguanzhengminganguidingbaoxiao。

（liu）yinbingqingxuyaojinxingzhuanzhenzhuanyuande，junyouxiaoyiyuan（yiwushi）huoweituodeshequweishengfuwuzhongxinchujuzhuanzhenzhuanyuanzhengming，dingdianyiliaojigoufangkeshouzhizhuyuan（jizhenqiangjiuchuwai）。

zhuanshengwaijiuyide，xutigongzhishaoersuosanjidingdianyiliaojigouzhurenyishihuiyiyijian，youzhuanchuyiyuangaizhanghousongyibaozhongxinshendingbeian，gerenzifubilizaiyuanjichushangtigaoergebaifendian，feiyongyoujiuduyuanxiaohuoxueshengbenrenquanedianfu。

（qi）xueniannei，daxueshengzhuyuanrenshuyuanzeshangbuchaoguocanbaozongrenshude2％，duichaoguodexiaoyiyuanjiangshiqingkuangjianshaoxianiandumenzhenyiliaobaogantongchoufeiyong。

六、其它

jibenyiliaobaoxiandejiesuannianduweimeixueniande9yue1rizhiciniande8yue31ri，yougaodengxuexiaobanlilebiyeshouxudedaxueshengzai9yuetingzhixiangshouyiliaobaoxiandaiyu。daxueshengzaiduqijianyinglianxucanbao。